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Post by beccaphel on Feb 23, 2020 7:47:01 GMT -5
Which plan for Healthcare do you like the best? Which Healthcare plan do you like the least? Which candidate (whether still in the race or not) best sums up what you want in a healthcare plan? Regardless of what you want, what do you think can or will get passed?
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Post by maurinsky on Feb 24, 2020 13:12:48 GMT -5
I honestly don't know which one I like the best, although the one we have seems insane to me (depends on what insurance you can get through your job).
I think we'd all be better off if there was some kind of national health care system that focused on preventative care and early intervention, that everyone could access, that included eyes and teeth as part of overall healthcare, and preferably one that is not based on income. I think we don't really understand what it actually costs to provide X drug, or Y treatment - the costs in the U.S. exceed those of any other western nation by any measure, and although outcomes have improved in some cases (breast cancer), they've gotten significantly worse in others (childbirth). And those good outcomes are not so good, and the bad outcomes are worse when you talk about non-white people.
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Post by Peanut on Feb 24, 2020 17:02:18 GMT -5
There is no one-size-fits-all plan out there. The current US health care system is so complicated (screwed up), I can't see many "epic" changes happening in the near future regardless of who wins.
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Post by Tpatt100 on Feb 24, 2020 19:13:56 GMT -5
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Post by Tpatt100 on Feb 24, 2020 19:14:20 GMT -5
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Post by Inky on Feb 24, 2020 19:21:56 GMT -5
Oh for Pete's sake. Just copy Canada's. Before you do, look at Australia's and Great Britain's and smudge the 3 together to get the best bang for your buck. It's gotta be better than the present system and you don't have to re-invent the wheel.
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stl
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Post by stl on Feb 26, 2020 19:00:50 GMT -5
I've had them all over the years, including individual plans pre-ACA and Obamacare and I will take the employer plan any day.
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emmjay
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Post by emmjay on Feb 27, 2020 10:58:26 GMT -5
I have had employee plans, individual plans, and NHS, and the NHS is the best one by a mile.
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Post by maurinsky on Feb 27, 2020 11:38:08 GMT -5
I have been the holder of the employee plan and lost my job and then had no insurance. It's a stupid way to do it.
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Post by Tpatt100 on Feb 27, 2020 11:44:28 GMT -5
Our employer plan is almost too good, which like maur said if we lost it would really hurt us financially.
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Post by Sprockey on Feb 27, 2020 13:57:17 GMT -5
I like my employer's plan well enough so I am hoping I can manage to stay employed for 6 more years. Long enough to keep E on it until he is 26 and then I can retire at age 63
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Post by jen on Feb 27, 2020 17:01:47 GMT -5
Employee healthcare is the reason there’s not enough small business starting. More people would risk entrepreneurship
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Post by Tpatt100 on Feb 27, 2020 18:17:40 GMT -5
Employee healthcare is the reason there’s not enough small business starting. More people would risk entrepreneurship Yup corporations bring giant risk pools to insurance companies is what I think
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Post by Inky on Feb 27, 2020 20:02:44 GMT -5
I like my employer's plan well enough so I am hoping I can manage to stay employed for 6 more years. Long enough to keep E on it until he is 26 and then I can retire at age 63 What happens to your health insurance when you retire? Does it continue indefinately?
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Post by puddleglum on Feb 28, 2020 8:22:43 GMT -5
I like my employer's plan well enough so I am hoping I can manage to stay employed for 6 more years. Long enough to keep E on it until he is 26 and then I can retire at age 63 What happens to your health insurance when you retire? Does it continue indefinately? If you are 65 you can go on Medicare. If you retire before age 65 you might be in trouble.
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Post by GiftOfFlavor on Feb 28, 2020 10:02:23 GMT -5
I pay for my employees healthcare through my business. I can’t be on my own business plan so I have my own Obamacare plan which sucks complete ass, doesn’t cover shit and costs an arm and a leg.
We researched my bfs plan and it has a clause for domestic partnership so when he moves in this spring we can put me on his plan. He has amazing coverage.
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Post by Sprockey on Feb 28, 2020 10:59:47 GMT -5
What happens to your health insurance when you retire? Does it continue indefinately? If you are 65 you can go on Medicare. If you retire before age 65 you might be in trouble.This. But I am hoping there will be an alternative solution before then.
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Post by Tpatt100 on Feb 28, 2020 11:37:22 GMT -5
Medicare: government health care that ends up covering all the people bitching about government health care=socialism once they lose their employer plans.
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Post by alicechalmers on Feb 28, 2020 14:22:16 GMT -5
I swear, the majority of people I see railing against Medicare for all, have Medicare.
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Post by niccikatie on Feb 28, 2020 16:31:53 GMT -5
I swear, the majority of people I see railing against Medicare for all, have Medicare. That's because Medicare sucks. It's been a total shit-show for my Dad and his chemo. They not only wouldn't cover it but being on Medicare prevents patients from being able to take advantage of most manufacturer reduced cost programs. Luckily, he was able to pay his full premium to his previous employer and keep his private insurance. Paying the full premium, while expensive, was significantly less than the cost of his chemo. We really didn't know what was going to happen otherwise. Having to pay full price for his chemo would have bankrupted them in pretty short order. His situation is not unique. I am all for a public option. We already subsidize much of the cost of healthcare and I would like to formalize that pathway so that more people have better overall benefits at the same or lower cost. I do NOT want it to be tied to the whims of the government and who is in power and who is lobbying better. Medicare for all would not look anything like the NHS or Canada's system, IMO. It's a pipe dream that would be a disaster. I'd love to see something like all preventative care and chronic disease management is covered 100% and people with the means can buy catastrophic coverage for surgery/hospitalizations, etc. It won't happen, IMO, because people see this as an all or nothing deal - either it's 100% private or 100% public.
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